Kapital Bank APK: The Ultimate Guide to Online Banking Services
Kapital Bank APK: A Comprehensive Guide
If you are looking for a convenient and secure way to access your banking services online, you might want to consider downloading Kapital Bank APK. This is the official mobile app of Kapital Bank, one of the leading banks in Azerbaijan. In this article, we will provide you with a comprehensive guide on what Kapital Bank APK is, how to download and install it, how to use it for various banking services, and what are its advantages and disadvantages. We will also answer some frequently asked questions about Kapital Bank APK at the end of the article.
What is Kapital Bank APK?
A brief introduction to Kapital Bank and its mobile app
Kapital Bank is a commercial bank that offers a wide range of banking products and services to individuals and businesses in Azerbaijan. It has more than 100 branches and departments across the country, as well as a network of ATMs and POS terminals. It also operates an online banking platform called Birbank, which allows customers to manage their accounts, make payments, transfer money, apply for loans, order cards, and more.
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Kapital Bank APK is the mobile version of Birbank, which can be downloaded and installed on Android devices. It enables customers to access their banking services anytime and anywhere, using their smartphones or tablets. With Kapital Bank APK, customers can enjoy the following features and benefits:
The main features and benefits of Kapital Bank APK
Manage your bank cards and accounts: You can view your balance, transactions, loans, deposits, limits, block or unblock your cards, change your PIN, and perform other operations with your cards and accounts.
Make payments and transfers: You can pay for various services such as mobile, utilities, internet, TV, landline phone, public services, insurance, charity, fines, loans, etc. You can also transfer money between your cards and accounts, to other bank cards and accounts, by phone number, by cash code, or by money transfer services.
Collect bonuses and get VAT refund: You can earn bonus Hearts and miles by making payments with your cards. You can redeem your Hearts for gifts or discounts from partners. You can use your miles to buy flight tickets from AZAL and THY. You can also scan QR codes of receipts from purchases and get back part of the VAT to your account.
Use contactless payment methods: You can make payments securely using NFC (VISA and Mastercard) or QR Pay. You just need to bring your smartphone over the POS terminal or scan the QR code on the receipt or cash register.
Order a card and apply for a loan: You can order a digital card or a Birbank Cashback card online without visiting the bank. You can also apply for a consumer loan or a mortgage loan online.
How to download and install Kapital Bank APK?
The requirements and steps for downloading Kapital Bank APK
To download and install Kapital Bank APK on your Android device, you need to have the following requirements:
Your device must have Android 5.0 or higher version.
Your device must have at least 50 MB of free space.
Your device must have an internet connection.
To download and install Kapital Bank APK, you need to follow these steps:
Go to the official website of Kapital Bank at and click on the "Download" button at the top right corner of the page.
Select the "Android" option and click on the "Download APK" button. You will be redirected to a Google Drive page where you can download the APK file.
Alternatively, you can scan the QR code on the website with your smartphone camera and download the APK file directly to your device.
Once you have downloaded the APK file, locate it in your device's file manager and tap on it to start the installation process.
You may need to enable the "Unknown sources" option in your device's settings to allow the installation of apps from sources other than Google Play Store.
Follow the instructions on the screen and accept the permissions requested by the app.
Wait for the installation to complete and then launch the app from your device's home screen or app drawer.
How to register and log in to Kapital Bank APK
To use Kapital Bank APK, you need to register and log in with your phone number and password. Here is how you can do that:
Open the app and tap on the "Register" button at the bottom of the screen.
Enter your phone number and tap on the "Next" button. You will receive a verification code via SMS.
Enter the verification code and tap on the "Next" button. You will be asked to create a password for your account.
Create a strong password and tap on the "Next" button. You will be asked to confirm your password.
Confirm your password and tap on the "Next" button. You will be asked to enter your personal information such as name, surname, date of birth, ID number, etc.
Enter your personal information and tap on the "Next" button. You will be asked to agree to the terms and conditions of the app.
Read and accept the terms and conditions and tap on the "Next" button. You will be asked to set up a security question and answer for your account.
Select a security question and enter an answer that you can remember easily. Tap on the "Next" button. You will be asked to set up a fingerprint or face recognition for your account.
If your device supports fingerprint or face recognition, you can enable it for faster and easier access to your account. Tap on the "Next" button. You have successfully registered to Kapital Bank APK.
To log in to Kapital Bank APK, open the app and enter your phone number and password. Alternatively, you can use your fingerprint or face recognition if you have enabled it during registration. Tap on the "Log in" button and you will be able to access your account and banking services.
How to use Kapital Bank APK for various banking services?
How to manage your cards and accounts with Kapital Bank APK
With Kapital Bank APK, you can easily manage your cards and accounts from your device. Here is how you can do that:
To view your cards and accounts, tap on the "Cards" or "Accounts" icon at the bottom of the screen. You will see a list of your cards and accounts with their details such as balance, currency, card number, etc.
To perform operations with your cards or accounts, tap on the card or account that you want to manage. You will see a menu with various options such as block/unblock card, change PIN, view transactions, transfer money, pay bills, etc.
To block or unblock your card, tap on the "Block/Unblock card" option. You will see a confirmation message asking you if you want to block or unblock your card. Tap on the "Yes" button to proceed or "No" button to cancel.
To change your PIN, tap on the "Change PIN" option. You will be asked to enter your current PIN and then create a new PIN. Confirm your new PIN and tap on the "Change PIN" button. You will see a confirmation message that your PIN has been changed successfully.
To view your transactions, tap on the "Transactions" option. You the screen. You will see a screen where you can choose between a consumer loan or a mortgage loan. A consumer loan is a personal loan that you can use for any purpose such as education, travel, health, etc. A mortgage loan is a home loan that you can use to buy or renovate a property.
Select the loan that you want to apply for and tap on the "Apply" button. You will be asked to enter some information such as loan amount, term, income, expenses, etc. Enter the information and tap on the "Next" button. You will see a screen where you can view the loan offer and the repayment schedule.
If you agree with the loan offer, tap on the "Accept" button. You will be asked to upload some documents such as ID card, salary certificate, bank statement, etc. Upload the documents and tap on the "Next" button. You will see a confirmation screen where you can review your application details and enter your password or use your fingerprint or face recognition to confirm your application.
What are the advantages and disadvantages of Kapital Bank APK?
The pros and cons of using Kapital Bank APK
Kapital Bank APK is a useful and convenient app that allows you to access your banking services online. However, like any other app, it also has some advantages and disadvantages that you should be aware of. Here are some of them:
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